Car modification is the process of replacing or removing a part of a car and the changes that are made to the car. This includes changing or upgrading the engine, bodywork, wheels, spoilers, exhaust and other car parts. Both of these will have an effect on car insurance. To avoid the cancellation, a company offers Insuring Modified Cars in Thailand.
Basic types of modification
- Performance modification
- Functional modification
- Aesthetic modification
Performance modification
This includes lots of changes to the performance of the car. This also leads to the cancellation of the car insurance as the actual performance of the car is totally changed. The performance modifications include altering the engine by adding a turbo charger; adding nitrous gas to the engine to speed up the car; break upgrade; suspension upgrade; and other changes made in the car to make the car totally different from its actual state. So this provides a key point for the cancellation of insurance.
Functional modification
This includes the changes made in the car to improve its functionalities, like navigation for position and travel, air conditioning, car phone, parking sensors, and other functional accessories that help to improve the function of the car. This won’t affect your car insurance much if you have informed all the minor changes that have been made to your with Insuring Modified Cars in Thailand.
Aesthetic modification
This is done to modify the appearance of the car and beatify your car. This includes body kits, painting, decorations, lighting, and adding other cosmetic things to beatify your car. This modification also won’t affect your car much if the changes are reported to the insurance provider properly.
Modifying cars is illegal
Yes, modifying cars against state law is illegal. The state law has some specific limits for the particular car model. If your modification limit exceeds the limit, then your car is considered illegal. No insurance company will offer insurance for your car.
To avoid cancellation, ensure that the modification is done to your car’s normal modification and that it won’t affect the car’s performance, limits, and other factors to be in limit with the state law provided.
Don’t think that painting or a cosmetic change doesn’t affect the car insurance. It all also leads to the cancellation of insurance if the changes made are not informed properly. Whether the change is minor or major, it must be communicated to the insurance provider.
